Use Your 401(k) or IRA Without Paying Taxes or Incurring a Penalty

R&R Associates Help You Attain Your Financial Goals Through Innovative Approaches To 401(k) Rollovers...

R&R Associates helps you take advantage of a time-tested, widely accepted way to use 401k or IRA money to start, invest in or maintain a business with no penalty and no taxes. This money can even be used to satisfy the 25% equity investment required to qualify for a Small Business Administration (SBA) guaranteed loan.

Current tax laws severely penalize those who prematurely access their 401k, IRA, profit-sharing or annuity plans. In fact, in many states, you will lose up to 60% of your funds in taxes and penalties just for accessing the savings you have worked so hard to accumulate. Taking an early distribution of a 401k or IRA triggers the following taxes: Federal income taxes, State income taxes and a 10% early withdrawal penalty. A distribution of $100,000 could easily result in a $60,000 tax bite, depending on your income bracket.

Our process has been used by the wealthy for decades; however, the rest of us rarely have had access to the benefits of high paid advisors. This process gives you the opportunity to invest in income property, make a private placement, buy a franchise, buy a house and even survive unemployment.

R&R Associates can assist you in effecting a rollover of your 401(k) money from your former employer’s 401(k) or pension plan into one of the various types of self-directed IRAs (including the Traditional IRA , Roth IRA , SEP-IRA , and SIMPLE IRA ) available through one of our correspondent banks.

All accounts are self-directed by the accountholder or the accountholder's designated representative. A self-directed IRA allows the client to diversify his/her investment holdings in order to customize a portfolio that will generate the optimal return. Within a self-directed IRA, individuals may hold any type of publicly traded assets such as mutual funds, stocks, annuities, limited partnerships and/or bank CDs. In addition, private placements or non-standard assets such as real estate, stocks of closely held companies, promissory notes, deeds of trust, private limited partnerships and other types of private investments may be consolidated or purchased within a self-directed IRA.

With a self directed IRA you receive:

• Extremely low transaction fees (all work is done on a pre-agreed fixed-price or lump sum basis)
• The ability to hold a wide array of both public offerings and private placement investments
• Flexible diversification within one consolidated account
• Automatic reinvestments (dollar cost averaging) of dividends or earnings at no extra cost.
• The ability to customize a distribution schedule which allows you to choose the day of the month or quarter which best meets your needs for account withdrawals
• Online capabilities to review your account with our correspondent bank!
• Immediate personal response by a courteous and knowledgeable bank service representative
• Easy to read comprehensive account statements each quarter
• Ability to send your requests by phone, fax or mail
• Toll free phone access

Because neither R&R Associates nor its correspondent bank offers investment advice, R&R Associates can concentrate its efforts solely on ensuring that your investment wishes are met.

Regardless of the type of IRA you choose for your 401(k) rollover, you can be sure to receive quality service from R&R Associates.  Contact us today. We’re ready to respond to your needs!

How To Contact Us

R&R Associates is located near the Denver Tech Center in Denver, Colorado.

R&R Associates
5082 E. Hampden Avenue, #210
Denver, CO 80222

Phone: (720) 535-5219
Fax: (720) 535-5220

Email: R&R Associates